PLEASE READ THIS NOTICE CAREFULLY AS IT CONTAINS IMPORTANT INFORMATION ABOUT YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS.

The SUBBD Platform is an AI-powered content creation platform that incorporates blockchain technology, digital tokens, and artificial intelligence. By accessing or using the Platform, you expressly acknowledge and accept the following fundamental aspects and risks:

• Artificial Intelligence: The Platform utilises artificial intelligence technology for content creation and user interactions. You understand and agree that:
  • Interactions may be with AI Personal Assistants or AI-generated content;
  • Content may be created, modified, or enhanced using AI tools;
  • AI systems may be used for content moderation and platform operations;
  • AI-generated content may not be explicitly identified as such.
• Digital Assets: The Platform involves the use of digital tokens ($SUBBD), NFTs (SUBBDkeys), and blockchain technology. You acknowledge the inherent risks of crypto assets, including:
  • Potential total loss of value;
  • Price volatility and market fluctuations of digital assets;
  • Technical vulnerabilities in blockchain systems;
  • Regulatory uncertainty and potential changes;
  • Transaction irreversibility;
  • The need for secure private key storage.
• Platform Usage: You represent that your use of the Platform complies with applicable laws in your jurisdiction; you understand the technological and financial risks involved; you are capable of evaluating and accepting the risks of digital assets; and you are of legal age and capacity to enter into these Terms.
• If you do not agree with these terms or do not fully understand them, do not use the Platform.
• Ionix Labs International Limited, with company registration number HE458973 and registered address at Delfon 10, 1st Floor, 1101, Nicosia, Cyprus (the Company) is the operator of the platform and website https://www.subbd.com (SUBBD or the Platform).
• References to "we", "our", "us" are references to the Company.
• These Terms of Service govern your access and use of the SUBBD Platform.
• By signing up to use an account through SUBBD or by accessing, downloading, using or attempting to use any of the services in any capacity, you agree that you have read, understood and accepted all of the terms and conditions stipulated in these Terms of Service.
• The Terms of Services as amended, supplemented, modified or replaced from time to time, is a legally binding contract between you and us. We can modify these Terms of Service at any time[d].
• Please only use the SUBBD Platform if you agree to be legally bound by all terms and conditions of the Terms of Service and related documents. Your access or use of SUBBD constitutes your agreement to be bound by these Terms of Service. If you do not agree with any aspect of the Terms of Service, please exit this website and do not download, link your wallet to, or otherwise use the Platform.

1. Interpretation

• The following definitions shall apply in these Terms of Service:
• "AI Creator" means a digital persona that any User may create, customize, and operate through the Platform's artificial intelligence systems, which can generate Content, interact with other Users, and be monetised.
• "AI-Generated Content" means any Content that is created, modified, or enhanced, in whole or in part, using artificial intelligence tools or systems provided by or through the Platform.
• "AI Personal Assistant" means the artificial intelligence-powered system provided by the Platform that can interact with Users, manage communications, and assist with content creation.
• "Business User" means a User who uses SUBBD for commercial reasons, whether acting on their own behalf or through someone else, including Referring Users.
• "Company" means Ionix Labs International Limited.
• "Consumer" means all Users who are not Business Users.
• "Content" means any material Uploaded to SUBBD by any User, including any photos, videos, audio, livestream material, data, text, metadata, images, interactive features, emojis, GIFs, memes, and any other material whatsoever.
• "Creator" means a User who has set up their SUBBD account to post Content for Fans to view.
• "Digital Assets" means any digital tokens, cryptocurrencies, or other blockchain-based assets, including but not limited to SUBBD Tokens and SUBBDkeys.
• "Fan" means a User who has registered for an account and who can access a Creator's Content via a Creator Interaction.
• "SUBBD Token" means the proprietary cryptocurrency token used within the Platform's ecosystem.
• "SUBBDkeys" means non-fungible tokens (NFTs) that may be created, bought, sold, or traded on the Platform and which may grant access to specific Content or features.
• "Subscription" means a Fan's binding agreement to obtain access for a specific period of time to content that a Creator makes available to Fans in exchange for authorised automatic renewal payments. This excludes individually priced content.
• "Subsidiary" means a legal entity of which the Company or a Company Subsidiary, alone or with other Company Subsidiaries, owns, or has the power to vote or control.
• "Tax" means all forms of tax and statutory, governmental charges, duties, imposts, contributions, levies, withholdings, or liabilities wherever chargeable in any applicable jurisdiction.
• "Terms of Service" (and “our agreement”) means the legally binding agreement between you and us which consists of:
  • 1. these Terms of Use;
  • 2. Acceptable Use Policy;
  • 3. Referral Program Terms;
  • 4. Platform to Business Regulation Terms;
  • 5. Complaints Policy;
  • 6. Appeals Policy;
  • 7. Community Guidelines;
• "Upload" means publish, display, post, type, input, or otherwise share any photos, videos, audio, livestream material, data, text, metadata, images, interactive features, emojis, GIFs, memes, and any other material whatsoever.
• "User" means any registered user of SUBBD, whether a Creator or a Fan (or both).
• "Wallet" means a cryptocurrency wallet compatible with the Platform that enables Users to hold, transfer, and receive Digital Assets.

• 1.2. Unless the context otherwise requires:
  • (a) words in the singular include the plural and vice versa;
  • (b) references to one gender include all genders;
  • (c) references to persons include natural persons, corporate entities, and unincorporated associations;
  • (d) "including", "includes" or "in particular" mean without limitation;
  • (e) references to writing include email but not fax.

2. Platform Changes

• 2.1. Where permitted, we may change any part of the Terms of Service without Notice:
  • (a) to reflect changes in applicable laws and regulations;
  • (b) to address a security or technical risk to the Platform;
  • (c) to implement necessary changes to our AI systems or blockchain infrastructure;
  • (d) to address a risk to SUBBD, to us, to Users, or to relevant third parties.
• 2.2. We may also make other changes and will Notify you so you may delete your account before the changes take effect.
• 2.3. Once updated, you will be bound by the effective Terms of Service if you continue to use SUBBD.
• 2.4. We may change SUBBD from time to time for any reason, including:
  • (a) upgrading our AI systems and features;
  • (b) modifying our blockchain infrastructure;
  • (c) implementing new Digital Asset functionality;
  • (d) improving platform security;
  • (e) enhancing user experience.
• 2.5. We do not guarantee that SUBBD, or its Content, will always be available or accessible without interruption. We may suspend, withdraw, or restrict the availability of any part of SUBBD for technical, security, maintenance, or emergency purposes, including implementing immediate emergency shutdown procedures where necessary to protect Platform integrity, user assets, or system stability.

3. Registering with SUBBD

• 3.1. By registering with and using SUBBD, you agree to the Terms of Service. If you do not agree, your sole remedy is to not register or stop being an SUBBD User.
• 3.2. To use SUBBD you must:
  • (a) register and open an account on SUBBD;
  • (b) provide a valid email address;
  • (c) create a username and password or authenticate using an approved third-party;
  • (d) connect a compatible cryptocurrency Wallet if you intend to use Digital Assets;
  • (e) complete any required KYC/AML verification procedures.
• 3.3. User Account Requirements. To register as a User:
  • (a) you must be at least 18 years old;
  • (b) you must be able to be legally bound by a contract with us;
  • (c) you must be legally permitted to use Digital Assets in your jurisdiction;
  • (d) you must not be convicted of any serious crime;
  • (e) you must not be subject to any sanctions or restrictions that would prohibit your use of Digital Assets;
  • (f) you must have the technical capability to securely store and manage Digital Assets;
  • (g) you agree to pay for Creator Interactions in accordance with these Terms.
• 3.4. Creator Account Requirements. To register as a Creator, you must additionally:
  • (a) upload a valid form of ID and two photos of yourself;
  • (b) add payment details for receiving Creator Earnings;
  • (c) complete enhanced KYC/AML verification if required;
  • (d) connect a compatible Wallet for receiving Digital Assets;
  • (e) if registered for VAT, provide your VAT number;
  • (f) set subscription prices in SUBBD Tokens or other accepted payment methods;
  • (g) specify whether you intend to use AI-Generated Content;
  • (h) add initial Content for Users to view;
  • (i) provide any additional information we request.
• 3.5. We may reject any account application for any reason, including:
  • (a) incomplete or inaccurate registration information;
  • (b) failed KYC/AML verification;
  • (c) suspected fraudulent activity;
  • (d) technical incompatibility;
  • (e) regulatory restrictions in your jurisdiction.
• 3.6. AI Creator Accounts. Any User who meets our eligibility requirements may mint, customize and monetise AI Creators on the Platform. By minting an AI Creator, you receive a limited, revocable license to operate that AI Creator on the Platform subject to these Terms. A User may own multiple AI Creators but remains responsible for all activities conducted through them. AI Creators advance through performance tiers based on engagement, revenue and other metrics determined by SUBBD. We reserve the right to modify tier requirements, available features, and advancement criteria at any time. AI Creators may be listed for sale through the Platform's marketplace features subject to our marketplace terms and applicable fees.

4. Content Creators

• 4.1. Your Content is not confidential, and you authorise your Fans to access and view your Content on SUBBD for their own lawful and personal use, in accordance with any licenses you grant.
• 4.2. Legal Responsibility.
  • You are legally responsible for all Content you Upload, whether human-created or AI-Generated.
  • If someone assists with your Creator account, you remain legally responsible. Our relationship is with you, not any third party.
  • You are responsible for ensuring all Content complies with these Terms.
• 4.3. Content Warranties.
  • You warrant that for each item of Content you Upload:
    • (a) it complies with these Terms and applicable laws;
    • (b) you own or have necessary rights to the Content;
    • (c) for AI-Generated Content, you have necessary rights to use the AI tools;
    • (d) for third-party material, you have secured all required permissions;
    • (e) the Content is:
      • (i) of satisfactory quality given its description and price;
      • (ii) suitable for its stated purpose;
      • (iii) accurately described.
• 4.4. AI-Generated Content. You may use Platform-provided AI tools to create or modify Content. You must ensure AI-Generated Content complies with our Acceptable Use Policy. You remain responsible for AI-Generated Content as if you created it yourself. We reserve the right to modify AI features or restrict their use.
• 4.5. Content Control and Removal.
  • We do not control or endorse User Content. We are not obligated to pre-screen Content.
  • We may monitor Content using AI systems.
  • We reserve the right to remove Content that violates our Terms.
  • You agree to maintain and act as custodian of records of all Content you Upload.
• 4.6. AI Tool Usage.
  • Content Creators may utilise the Platform's AI tools to enhance their content creation and User interactions.
  • Content Creators shall remain fully responsible for all content generated using these AI tools as if they had created such content directly.
  • The Platform maintains absolute discretion to revoke or restrict access to AI tools at any time without notice.
• 4.7. Automated Interactions.
  • Content Creators must configure appropriate interaction parameters for all automated communications.
  • Such automated interactions must remain consistent with the Content Creator's approved content style and Platform guidelines.
  • Content Creators acknowledge and agree that AI systems cannot make binding commitments or agreements on their behalf.
  • All automated interactions must comply with Platform policies, including content restrictions and payment terms.
• 4.8. Prohibited Uses.
  • Content Creators shall not use AI tools to:
    • (a) arrange or facilitate real-world meetings or services;
    • (b) make false claims or misrepresentations about the nature of AI interactions;
    • (c) circumvent Platform payment systems or revenue sharing arrangements;
    • (d) engage in any illegal, harmful or prohibited activities;
    • (e) violate any other Platform policies or these Terms.
• 4.9. Content Creators expressly acknowledge that failure to comply with these AI tool usage requirements may result in:
  • Immediate suspension or termination of their account.
  • Forfeiture of earnings.
  • Potential legal liability for resulting damages.
• 4.10. The Platform maintains the right to:
  • Monitor all AI tool usage.
  • Modify available features.
  • Take any necessary enforcement actions to ensure compliance with these Terms.
  • Content Creators shall cooperate with any Platform investigation into suspected AI tool misuse.

5. Fan Subscriptions and Purchases

• 5.1. Scope and Governance. This section applies to all Creator Interactions, including Subscription billing and renewals.
• 5.2. Creator Interactions are governed by the Contract between Fan and Creator. While we facilitate Creator Interactions and may moderate Content, we are not a party to any contract between Users and Creators.
• 5.3. Payment Methods and Digital Assets. The Platform accepts the following forms of payment: (i) SUBBD Tokens; (ii) other approved cryptocurrencies; and (iii) traditional payment methods where available.
• 5.4. Users must maintain sufficient Digital Assets in their connected Wallet for automatic renewals.
• 5.5. All prices are displayed in SUBBD Tokens and USD equivalent values. Exchange rates between SUBBD Tokens and other currencies are indicative only and subject to market fluctuations.
• 5.5. All prices are displayed in SUBBD Tokens and USD equivalent values. Exchange rates between SUBBD Tokens and other currencies are indicative only and subject to market fluctuations.
• 5.6. Creator Pricing and Fees. Creators independently set prices for their Content and Subscriptions. Prices may be denominated in SUBBD Tokens or USD equivalent.
• 5.7. Fan Payments are exclusive of: (i) Indirect Sales Tax; (ii) blockchain network fees; (iii) Platform commission fees; and (iv) currency conversion fees. All applicable fees will be displayed before transaction confirmation.
• 5.8. Subscription Terms. By selecting "Subscribe," you: (i) agree to start a Subscription; (ii) authorise automatic renewal payments; (iii) accept the current rate plus applicable taxes and fees; and (iv) acknowledge no further notice of renewal will be provided.
• 5.9. Subscriptions automatically renew unless: (i) your payment method is declined; (ii) you have insufficient Digital Assets in your Wallet; (iii) the Subscription price has increased; (iv) you disable auto-renewal; (v) you close your account; (vi) the Creator account is terminated.
• 5.10. Smart Contract Transactions. Subscription and Content purchases may be executed via Smart Contracts. You acknowledge that Smart Contract transactions are irreversible once confirmed; may fail due to network conditions; (iii) may incur network fees regardless of success; (iv) are subject to blockchain network delays.
• 5.11. Digital Asset Risks. You acknowledge and accept that: (i) Digital Asset values are highly volatile; (ii) transactions cannot be reversed once confirmed; (iii) private keys and Wallet security are your responsibility; (iv) lost access to your Wallet may result in loss of access to Content; (v) Smart Contract bugs or exploits may result in loss of Digital Assets.
• 5.12. Cancellation and Refunds. If you cancel a Subscription: (i) you retain access until the current period ends; (ii) no further payments will be taken; and (iii) no refund is provided for the current period.
• 5.13. Refund requests will only be considered for: (i) technical platform failures; (ii) unauthorised transactions; (iii) material breach by Creator. Re funds, if approved, will be issued in: (i) the original payment method where possible; (ii) SUBBD Tokens at current market value; or (iii) Platform credits.
• 5.14. Platform Wallet Credits. Users may maintain Platform Wallet Credits for purchases. Wallet Credits: (i) must be pre-funded; (ii) are denominated in USD; (iii) do not earn interest; (iv) are non-refundable; (v) have no expiry date. If a purchase exceeds available Wallet Credits, the full amount will be charged to your selected payment method.
• 5.15. Prohibited Activities. You agree not to: (i) make unjustified refund requests; (ii) attempt to circumvent platform fees; (iii) use unauthorised payment methods; (iv) engage in wash trading of Digital Assets; (v) manipulate Creator ratings or popularity metrics.
• 5.16. Violations may result in: (i) account suspension; (ii) forfeiture of Wallet Credits; (iii) restriction of Digital Asset features; (iv) permanent account termination.

6. Creator Payouts

• 6.1. The Platform processes all Fan Payments through third-party payment providers approved by us. These providers may handle both traditional fiat currency transactions and Digital Asset payments through Smart Contracts.

  6.2. We charge a fee of [X]% on each Fan Payment processed through the Platform. This fee is automatically deducted from each transaction. Additional fees apply to Digital Asset transactions, including blockchain network fees and currency conversion charges.[ad]

  [SUBBD team to confirm fees.]

  6.3. Creator Earnings comprise the net amount of Fan Payments after deduction of Platform Fees and applicable charges. These earnings may include revenue from content sales, subscription payments, staking rewards, and SUBBDkeys royalties. Earnings become available for withdrawal only when reflected in your SUBBD account balance and upon completion of our verification procedures.

  6.4. Creators may withdraw their earnings through direct bank transfer, Digital Asset transfer to a verified wallet, or other payout methods we approve. Each withdrawal method is subject to minimum payout thresholds as specified in our Payment Terms. We do not store payment credentials or private keys except for direct bank transfers.

  6.5. Fan Payments and Creator Earnings are denominated in SUBBD Tokens with USD equivalent values. The Platform applies market rates for currency conversions at transaction time. We are not responsible for exchange rate fluctuations, banking charges, wallet provider fees, or third-party processing costs.

  6.6. If a Fan successfully disputes a payment or initiates a chargeback, we may deduct the disputed amount from Creator Earnings or offset it against future earnings. For Digital Asset transactions, Creators must maintain a reserve balance to cover potential disputes. We may implement Smart Contract reversals or utilise platform insurance funds at our discretion.

  6.7. Creator Revenue Structure. The Platform charges differing commission rates for human Creators (20%) and AI Creators (25%) on all earnings generated through the Platform. Earnings may include subscription revenue, tips, content sales, livestream revenue, and SUBBDkey royalties as such features are made available.

  [Platform commission rate and fees to be confirmed by SUBBD Team.]

  6.8. Commission rates may vary for certain revenue types or promotional periods as specified on the Platform. We reserve the right to modify commission structures upon notice. Creators must maintain minimum account balances for dispute reserves as specified in our Payment Terms.

7. Digital Assets and Payments

• 7.1 SUBBD Tokens function as the Platform's primary payment mechanism. We maintain absolute discretion over all aspects of SUBBD Tokens, including their functionality, distribution, circulation, and integration with Platform features. This includes our right to implement token burning mechanisms, staking programs, and rewards at our discretion.[ai]
• 7.2 Users must maintain a compatible cryptocurrency wallet to transact with Digital Assets on the Platform. Users bear sole responsibility for their wallet security, private key management, and maintaining sufficient balances for transactions. We are not responsible for losses arising from wallet compromise, transaction errors, or private key loss.
• 7.3 Digital Asset transactions involve substantial risks. Users expressly accept all risks of participating in cryptocurrency transactions, including high price volatility, potential total loss of value, technical vulnerabilities, Smart Contract bugs or exploits, regulatory changes, network congestion, and transaction irreversibility. We assume no responsibility for losses resulting from these inherent risks.
• 7.4 All Digital Asset transactions are final and irreversible once confirmed on the blockchain. We have no obligation to reverse or modify blockchain transactions and may charge fees for any transaction at our discretion. We are not responsible for failed or delayed transactions and reserve the right to refuse any transaction or modify transaction procedures at any time.
• 7.5 Any USD values displayed for SUBBD Tokens are approximate only. We make no guarantees about pricing accuracy and values may vary significantly from actual trade prices. We may use any price sources we select and modify display methods at our discretion. Users accept all exchange rate risks.
• 7.6 We may suspend or terminate Digital Asset features at any time. This includes our right to modify Smart Contract functionality, implement new token requirements, freeze transactions or accounts, and modify any staking or reward programs. We may implement additional security measures or change supported wallet types without notice.
• 7.7 Staking programs and token rewards are provided at our sole discretion. We may modify reward rates, change staking requirements, or terminate programs at any time. We reserve the right to withhold rewards for Terms violations and implement lockup periods or stake amount restrictions.
• 7.8 Users waive all chargeback rights for Digital Asset transactions. Our decisions on any transaction disputes are final. We may implement Smart Contract reversals and require users to maintain dispute reserves. We may offset disputed amounts against any user earnings.
• 7.9 The Platform integrates third-party payment processors for all financial transactions, including both fiat currency and Digital Asset payments. All payment processing occurs off-Platform through these licensed providers. The Platform does not store payment credentials, process transactions directly, or maintain custody of funds. We bear no responsibility for payment processing errors, delays, or failures by third-party providers. Users acknowledge that all payment-related claims must be directed to the relevant payment processor.

8. SUBBD Tokens

• 8.1 The SUBBD Token may be used as a form of payment for Subscriptions and Content on SUBBD. The SUBBD Token also provides holders with certain benefits, including the ability to stake their Tokens.
• 8.2 You will be required to agree to our mandatory ‘Know Your Customer’ (“KYC”) procedures in order to purchase, sell, trade, and acquire SUBBD Tokens.
• 8.3 SUBBD Tokens may offer holders certain other benefits and uses, such as the staking for rewards.
• 8.4 We collect revenue on SUBBD in the form of transaction fees. The use of SUBBD Tokens on SUBBD may incur certain transaction fees that will be indicated to you when using the Tokens.
• 8.5 We reserve the right to be the final decision maker on any disputes arising from purchases, trades, or sales made via SUBBD in which SUBBD Tokens are used.
• 8.6 You may only access and purchase SUBBD Tokens for your personal, non-commercial use of SUBBD and its features. Unless provided otherwise, and exclusive of the ability to trade SUBBD Tokens for other digital assets or fiat currencies, the acquisition of SUBBD Tokens is a non-refundable event.
• 8.7 SUBBD Tokens are provided “as is,” without any warranty. You agree that all sales of Tokens and other Digital Assets by SUBBD to you are final and that we will not permit exchanges or refunds for any unused Tokens once the transaction has been made.
• 8.8 Generally, we have the right to offer, modify, eliminate, and/or terminate Tokens, Content, and/or SUBBD, or any portion thereof, at any time and without liability to you. If we discontinue the use of the Tokens on SUBBD, we will provide at least 30 days’ advance notice to you by posting a notice through our official communication channels.
• 8.9 You agree not to purchase any SUBBD Tokens if there are any legal restrictions that apply to you or the country in which you live. It is your sole responsibility to ensure that your participation in SUBBD Token purchases is not prohibited, restricted, curtailed, hindered, impaired or otherwise adversely affected in any way by any applicable law, regulation or rule in the country in which you live.
• 8.10 SUBBD Token grant holders the ability to purchase Subscriptions and Content on SUBBD. Certain other features, such as the ability to purchase non-fungible tokens and the ability to stake Tokens may be incorporated from time to time on SUBBD.
• 8.11 You acknowledge and agree that the SUBBD Token does not:
  • (a) grant you any ownership rights to SUBBD, the Company or any of its affiliates, or any Creator that uploads Content to SUBBD;
  • (b) create nor acknowledge any indebtedness by SUBBD, the Company or any of its Affiliates, or any Creator to you, and does not entitle you to receive any payments of interest or equivalent;
  • (c) entitle you to any other investment of any kind; or
  • (d) grant you any right or obligation to acquire or dispose of any other security or contractually based investment, nor confirm that any property will be delivered by any party at any date in the future.

9. Artificial Intelligence Features

• 9.1. The Platform incorporates artificial intelligence systems for content creation, communication, and platform operations. We maintain sole discretion over AI feature availability, access, training, operation, and integration with Platform features. We may modify or update these systems at any time without notice.
• 9.2. Users receive a limited, revocable license to use Platform AI features. No ownership rights in AI systems are granted, and features may be restricted or terminated at any time. We may monitor and analyse all AI feature usage and own all improvements derived from usage data.
• 9.3. For content involving Platform AI features, we claim no ownership of user-prompted content but retain all rights in AI systems and training data. Users must have necessary rights for any inputs provided to AI systems. Results may not be used to train other AI systems, and we may use results to improve Platform AI.
• 9.4. The Platform provides AI Personal Assistants that may engage in user communications, generate or modify content, manage account features, process transactions, and provide user support. Users acknowledge that AI Personal Assistants may not be explicitly identified as such in interactions.
• 9.5. AI Personal Assistants may include customisable operating parameters including chat hours, response patterns, and task management features. You are responsible for all AI Personal Assistant interactions conducted on your behalf, including during automated operation periods. You must maintain appropriate monitoring and oversight of your AI Personal Assistant's activities and promptly address any issues arising from automated interactions. We reserve the right to restrict or suspend AI Personal Assistant features if used inappropriately or in violation of these Terms.
• 9.6. AI Interaction Parameters. The Platform enables Users to configure AI Personal Assistants to engage in automated interactions. Users must select from pre-defined interaction parameters that govern AI behavior and response patterns. The Platform reserves the right to modify available parameters or restrict AI interactions at any time. Users acknowledge that all AI-generated responses are artificial and do not reflect real-time human interaction, regardless of how convincing they may appear.
• 9.7. Virtual Experience Limitations. AI-powered features including "virtual experiences" or simulated relationships are strictly limited to Platform interactions. Users expressly acknowledge that:
  • (a) all AI interactions are artificial and for entertainment purposes only;
  • (b) no real-world relationship exists or is implied;
  • (c) AI responses cannot create binding commitments or agreements;
  • (d) the Platform prohibits arranging real-world meetings or services through AI interactions; and
  • (e) violations of these limitations may result in immediate account termination.
• 9.8. AI Response Controls. The Platform implements technical controls and content filters for AI-generated responses. However, Users acknowledge that AI systems may produce unexpected or unintended outputs. The Platform shall not be liable for any AI-generated content that:
  • (a) deviates from expected parameters;
  • (b) causes offense or emotional distress;
  • (c) results in unintended interactions or responses;
  • (d) creates misunderstandings between Users; and
  • (e) leads to financial or other losses.
• 9.9. We make no warranties about AI feature accuracy or quality. Systems may be imperfect or produce errors, results may require human review, and performance may vary or degrade. Features may be unavailable or modified without notice, and output may be inconsistent.
• 9.10. Users must not attempt to circumvent AI feature restrictions or use features to harm the Platform. Users must comply with usage limits and not reverse engineer AI systems or automate interactions unless specifically permitted by us.
• 9.11. We may use AI systems to review and filter content, detect policy violations, identify prohibited material, flag suspicious activity, and moderate user interactions. Such moderation may result in content removal or account actions.
• 9.12. We are not liable for AI system errors or malfunctions, content generation issues, lost or modified content, AI feature availability, decisions based on AI output, or any consequences of interactions with AI systems.

10. Adult Material

• 10.1. The Platform permits adult material. Users accessing the Platform acknowledge and consent that they may encounter adult content. The Platform is not responsible for any loss or damage resulting from viewing or accessing such content.
• 10.2. Users must be at least 18 years old or the legal age of majority in their jurisdiction, whichever is higher, and must comply with all applicable laws regarding adult content access and distribution.
• 10.3. Creators publishing adult material must:
  • (a) Verify and document the age and identity of all persons appearing in their Content;
  • (b) Maintain all legally required records;
  • (c) Provide such records upon our request;
  • (d) Indemnify us against any claims arising from their Content.
• 10.4. Content must comply with our Content Guidelines, Acceptable Use Policy, and all applicable laws. We reserve the right to remove any Content at any time without notice. Use of any content creation tools, including artificial intelligence, must comply with these Terms, our Content Guidelines and must not infringe third-party rights.
• 10.5. We are not responsible for how or where users view Content. Users assume all risks associated with Content viewing.

11. Tax Compliance

• 11.1. General:
  • (a) Creators are responsible for their own Tax affairs and neither we nor any Subsidiary:
    • (i) are responsible for advising you on your Tax affairs or liable for any general Tax information provided on SUBBD or by our customer support; or
    • (ii) liable for any Creator's non-payment of Tax.
  • (b) By using SUBBD as a Creator, you warrant that you have reported, and will report in the future, all payments you receive in connection with your use of SUBBD to the relevant Tax authority in your jurisdiction, as required by law.
  • (c) If, while you have an SUBBD account, you become Tax non-compliant in relation to your use of SUBBD or if you are named in any litigation, inquiry, or investigation in connection with, or which may lead to, any Tax non-compliance in connection with your use of SUBBD, we reserve the right to close, restrict payouts from, or restrict earnings from your account.
• 11.2. UK VAT and UK established Creators: If you are a Creator registered for UK VAT, you must follow our UK VAT Policy.
  • [Note: to be confirmed whether VAT Policy is required for Cyprus entity.]
• 11.3. EU VAT and EU established Creators: If you are a Creator registered in an EU country, you must adhere to the EU VAT rules that apply.
• 11.4. Compliance responsibility: You alone are responsible for ensuring that you make any necessary Tax fillings and pay any Tax due on your earnings on SUBBD. Failure to comply with your Tax obligations may result in your SUBBD account being closed or suspended.

12. Our Rights and Obligations

• 12.1. We reserve the right to suspend or remove Content that may breach our Terms of Service.
• 12.2. We comply with applicable laws requiring us to use proportionate measures to quickly remove illegal Content when we become aware it is on SUBBD.
• 12.3. When we review Content in accordance with our internal policies, we reserve the right to conduct these reviews with technology tools such as classifiers, and Artificial Intelligence and Machine Learning-enabled tools to detect and remove Content that violates our policies.
• 12.4. We may use recommender systems by, for example, displaying Creator accounts on your home page that other Users who share subscription preferences similar to yours have chosen to follow.
• 12.5. We are not responsible for any loss you claim to have suffered because of any action we take, in accordance with our Terms of Service, to suspend or remove Content.
• 12.6. We may suspend or delete Content and accounts according to our Terms of Service. If we do, we will try to Notify you.
• 12.7. If your account is terminated, we may deal with your Content in accordance with our Privacy Policy. You will not be able to access your Content after your account is terminated.
• 12.8. We may review any suspected or alleged misuse, abuse, or unlawful use of SUBBD and cooperate with law enforcement agencies in such reviews.
• 12.9. We may disclose any information or records in our possession or control about your use of SUBBD to third parties in keeping with our Privacy Policy.
• 12.10. We may change which third-party payment providers process Fan Payments.
• 12.11. Other than Content which is owned by or licensed to Creators, we and/or our licensors own all rights in and to SUBBD and its entire contents.
• 12.12. We are the sole owners of any and all anonymised data relating to your use of SUBBD and we can use that data for any purpose permitted by law.
• 12.13. We may choose how we communicate with you, including by emails and messages posted to your SUBBD account.
• 12.14. We maintain absolute discretion over all Platform operations and features. This includes the right to modify, test, or deprecate any feature without notice; determine content ranking, visibility and distribution; prioritisation of any User or Content in Platform algorithms. We may develop and implement any operational policies or procedures we deem appropriate for Platform functionality, security, or improvement.

13. Our Responsibilities

• 13.1. We will use reasonable care and skill in providing SUBBD to you. However, we are not responsible for any of the following:
• (a) We do not control Content that Users post on SUBBD;
• (b) We do not choose, endorse, authorise, approve or guarantee the completeness, legitimacy, legality, accuracy, or reliability of any Content Users post on SUBBD;
• (c) We do not grant you any rights in relation to Content;
• (d) Whether your Content is viewed by individuals that recognise your identity;
• (e) Any suggestions, comments, reviews, or requests that any User provides, accepts, or receives;
• (f) Any promise or guarantee that Creators or Referring Users will generate earnings from SUBBD;
• (g) Whether SUBBD is compatible with all devices and operating systems. You are responsible for configuring your information technology, device, and computer programs to access SUBBD;
• (h) The availability of the internet, or any issues in your hardware, or software, that may impact your use of or access to SUBBD;
• (i) Any lost, stolen, or compromised User accounts, passwords, email accounts, or any resulting unauthorised activities or resulting unauthorised payments or withdrawals of funds;
• (j) The circulation of Content recorded in breach of the Terms of Service.
• 13.2. We comply with applicable laws requiring us to use proportionate measures to quickly remove illegal Content when we become aware it is on SUBBD. You may report Content you suspect may be illegal by following our Complaints Policy.

14. Circumstances for Account Suspension or Deletion

• 14.1. We may suspend or delete your account with 30 days' Notice, at any time, for any reason.
• 14.2. At any time, without warning or Notice and for as long as is necessary to review the relevant facts, we may:
• (i) suspend or delete your account and/or your Content;
• (ii) pause Fan Payments which would have been due during the suspension period;
• (iii) withhold any part of your Creator Earnings; and/or
• (iv) suspend, refund, or cancel Fan Payments if:
• (a) we think you have or may have seriously or repeatedly breached the Terms of Service;
• (b) you attempt, or threaten, to breach the Terms of Service in a way which we think has or could have serious consequences for us or another User; and/or
• (c) we suspect that all or any part of the Creator Earnings result from unlawful or fraudulent activity, either by you or by the Fan who made the Fan Payment resulting in the Creator Earnings.
• 14.3. If, based on our review of the relevant facts, we determine that any of the above is true, we may:
• (i) delete your account and/or your Content;
• (ii) treat any part of your Creator Earnings as forfeited; and/or
• (iii) refund or cancel Fan Payments. We will Notify you when we take any such action and will provide a statement of reasons why. If we terminate your Fan account for violating the Terms of Service, Fan Payments, including prepaid Subscription payments, will not be refunded.
• 14.4. If you do not dispute our decision within six months of Notification, you waive the right to dispute the decision. You may dispute a Creator Earnings forfeiture decision by following our Complaints Policy and dispute an account termination or Content deactivation decision by following our Appeals Policy. In certain jurisdictions, you may be entitled to bring a claim against us for breach of contract where we remove or restrict access to your Content or the SUBBD platform in breach of our Terms of Service.
• 14.5. If a lien, levy, or other encumbrance is placed on your Creator Earnings, we may withhold any part of your Creator Earnings and may suspend or cancel Fan Payments. We have no duty to make ongoing payments to your creditor(s) and may withhold Creator Earnings until an encumbrance is removed.
• 14.6. We may use any part of your Creator Earnings to set off any harm or loss we suffer as a result of your breach(es) of the Terms of Service.

15. Intellectual property rights – ownership and licenses

• 15.1. You confirm that your Content does not infringe or violate any third-party intellectual property rights and that you own or have obtained all rights necessary to distribute, copy, display, publicly perform or otherwise use the Content.
• 15.2. You grant us a perpetual, non-exclusive, worldwide, royalty-free, sublicensable, assignable, and transferable license to your Content to perform any act related to the operation of SUBBD and our related products and services. This includes reproducing, making available, displaying to the public, distributing, creating derivative works, and using your Content to improve our services and AI systems.
• 15.3. For Content generated using our AI tools:
• (a) We own all rights in the underlying AI systems, models, and training methods;
• (b) We retain the right to use any AI-generated Content to improve our AI systems;
• (c) You receive a license to use AI-generated Content on the Platform in accordance with these Terms;
• (d) You may not use our AI systems to train other AI models or create derivative AI systems; and
• (e) We make no representations about third-party rights that may exist in AI-generated Content.
• 15.4. For Content incorporating blockchain elements:
• (a) We own all rights in Smart Contracts and blockchain integrations;
• (b) You receive a license to use SUBBDkeys and other blockchain features according to these Terms;
• (c) Creation of SUBBDkeys does not transfer underlying Content rights;
• (d) We retain the right to modify blockchain features and Smart Contract functionality.
• 15.5. Except for mandatory provisions of law, you waive any moral rights you may have under applicable law to object to treatment of your Content.
• 15.6. We will never sell your Content to other platforms. However, in the event of a sale of our company or its assets, we may transfer any license you have granted us.
• 15.7. While we do not own your Content, you grant us the right to submit notifications of infringement (including copyright or trademark) on your behalf to any third-party that is infringing your Content. We are not obligated to submit such notifications or police infringements.
• 15.8. Our DMCA Takedown Policy describes our procedures for responding to reports of infringing content. Our Complaints Policy explains how to report intellectual property infringement on other platforms.
• 15.9. By using the Platform, you grant us an unrestricted, perpetual right to use all Content, User interactions, and User data to train, develop, and improve our AI systems without additional compensation or notice. We maintain absolute discretion to determine what constitutes AI-generated versus human-created content, and we own all rights in any derivative works or improvements created through our AI systems. The Platform may analyse and use all User interaction data in anonymised form for any purpose, including sharing with partners for Platform improvement. Our determination regarding the nature, origin, and ownership of any Content or AI-generated material shall be final and binding.

16. Co-authored Content

• 16.1. You are legally responsible for all Content you Upload. You may Upload Content that features someone other than you ("Co-Authored Content").
• 16.2. You warrant that each individual in Co-Authored Content you Upload is:
• (i) a Creator you have tagged using the tool available on SUBBD; or
• (ii) an individual at least 18 years of age whose proof of identity and whose written, informed consent you have obtained to share the Content on SUBBD.
• 16.3. You and each Co-Author will provide us with necessary documents to confirm you have satisfied the requirements of these Terms of Service.
• 16.4. If you, or anyone appearing in Co-Authored Content, do not provide any information we request, we may restrict or delete the Co-Authored Content or your account, and/or withhold all or any portion of your Creator Earnings.
• 16.5. We are not a party to any agreement that you have to create Co-Authored Content or any resulting dispute. All claims arising from Co-Authored Content shall be made against the Creator(s) who posted or who appear in the Co-Authored Content. You will not make any claims against us, and you release us from any claims against us, arising from Co-Authored Content.
• 16.6. Any individual(s) who appear in the Co-Authored Content may, at any time, withdraw their consent to appear in that Co-Authored Content. Co-Authored Content may be deleted where a participant withdraws consent.

17. Sharing and linking to and from SUBBD

• 17.1. Other online platforms may allow Users to connect their SUBBD account and share Content. You remain bound by these Terms and the relevant platform's terms when sharing Content.
• 17.2. Links to SUBBD must not suggest any form of association, approval, or endorsement on our part. Any link promoting Creator accounts must comply with our Terms and the advertising platform's terms. This includes compliance with cryptocurrency and blockchain advertising restrictions.
• 17.3. Any links to SUBBD must comply with the following obligations:
• (a) Cannot link to SUBBD in a way that is deceptive or that suggests any form of association, approval, or endorsement on our part.
• (b) Any link promoting your Creator account must comply with our Terms of Service and the terms of service where you advertise.
• (c) Do not promote your SUBBD account using Google Ads or any similar advertising platform or search engine advertising service.
• (d) Links from SUBBD: Links on SUBBD to other websites are provided for your convenience only. We are not liable for, do not control, approve of, or endorse those linked websites or the information they contain.
• (e) Domain Names: You may register or use domain names that contain the SUBBD trademark or a confusingly similar term only if:
• (i) The domain name is registered by the Creator;
• (ii) The domain name redirects to the Creator's SUBBD account;
• (iii) The Creator obtains written permission from SUBBD by contacting our customer support and signs a licensing agreement;
• (iv) The domain is not used to promote unauthorised token sales or blockchain services.
• 17.4. If you fail to comply with these provisions or the licensing agreement, we may file a domain dispute or seek other remedies.

18. Advertising on SUBBD

• 18.1. If you Upload Content to your Creator account which is designed to promote, directly or indirectly, third-party goods or services, in return for payment or other valuable consideration (together "Advertising Content"), then you must ensure that the Advertising Content:
• (a) is not illegal, prejudicial, threatening, false, fraudulent, harmful, hateful or in violation of our Acceptable Use Policy or Community Guidelines;
• (b) does not advertise cigarettes, other tobacco products, electronic cigarettes, illegal drugs, or any prescription-only medicine;
• (c) does not advertise, promote, or facilitate illegal gambling;
• (d) does not advertise, promote, or facilitate investments in cryptocurrencies in breach of applicable financial regulations;
• (e) does not direct any Advertising Content for alcoholic drinks at minors or encourage excessive consumption of alcohol;
• (f) adheres to the requirements in these Terms of Use.
• 18.2. Advertising Content. Clearly and conspicuously label Advertising Content you Upload to SUBBD by including in the caption of the Advertising Content:
• (a) a signifier such as #ad, #paidpromotion or #sponsored;
• (b) the name of the brand advertised and who paid for the Advertising Content.

19. Account Deletion

• 19.1. You may delete your SUBBD account in the 'User Account' section of your SUBBD account.
• 19.2. If you are a Fan, we will delete your account within a reasonable time and will not charge any further Subscriptions. After we delete your account, you will not have access to your former account or any Content.
• 19.3. If you are a Creator, your account will remain open until all active Fan Subscriptions expire. We will then pay all unpaid Creator Earnings and delete the account. All subscriptions will be deleted and cannot be renewed. After we delete your account, you will not have access to your former account or its Content. Deleting your SUBBD account will not automatically delete Co-Authored Content posted by another Creator.
• 19.4. Following account deletion, you may request removal of your Content from the Platform. We will use commercially reasonable efforts to remove Content within our direct control, however you acknowledge that complete removal may not be technically feasible and Content may persist in backups, downloads by other Users, or physical marketing materials already in circulation.
• 19.5. After your account is deleted, we may deal with your data in accordance with our Privacy Policy and may comply with applicable data protection laws regarding rights of erasure, subject to our legal obligations and legitimate business purposes.

20. Responsibility for Loss or Damage

• 20.1. Whether you are a Consumer or Business User we do not limit our liability where it would be unlawful to do so. Consumers may rely on mandatory provisions of law that apply to them and nothing in our Terms of Service affect a Consumer's rights to rely on mandatory provisions of local law.
• 20.2. If you are a Consumer, you agree that:
  • (a) We, each Subsidiary, and our employees, owners, representatives, and agents are not liable to you for any loss of profit, loss of business or revenue, business interruption, loss of business opportunity, or loss of anticipated savings arising from or in connection with your use of SUBBD.
  • (b) If you are a Consumer User and reside in the United States of America, our total liability to you for claims arising out of or related to your agreement with us shall be limited to USD $250 per claim.
• 20.3. If you are a Business User, you agree that We, each Subsidiary, and our employees, owners, representatives, and agents:
  • (a) exclude (to the extent permitted by law) all implied conditions, warranties, representations, or other terms that may apply to SUBBD or any Content. This means that if the Terms of Service do not expressly include a promise or commitment by us, then one cannot be implied by law;
  • (b) are not responsible for any loss or damage that is not a foreseeable result of our breaching the Terms of Service or our failing to use reasonable care and skill. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time you agreed to the Terms of Service, both we and you knew it might happen;
  • (c) are not liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising out of or in connection with:
    • (i) your inability to use SUBBD or any of its services, features or programs; or
    • (ii) your use of or reliance on any data or information (including Content) stored on SUBBD;
  • (d) are not liable to you for any loss of profits; loss of sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; loss of data or information (including Content); or indirect or consequential loss or damage;
  • (e) are not liable to you if your Content is copied, distributed, reposted elsewhere or its copyright is infringed;
  • (f) are not liable to you for any disclosure of your identity, or any disclosure or publication of your personal information by other Users or third parties without your consent (also known as "doxing");
  • (g) are not liable to you for any failure or delay by us in complying with any part of the Terms of Service arising from events outside our reasonable control;
  • (h) Our total liability to you for any and all claims arising out of or related to your agreement with us, whether in contract, tort (including negligence), breach of statutory duty, or otherwise shall be limited to the greater of:
    • (i) 100% of the total fees paid by you to us in connection with your use of SUBBD; or
    • (ii) USD500.
• 20.4. Indemnification. You shall indemnify, defend, and hold harmless the Platform, its affiliates, directors, officers, employees, agents and representatives from and against any claims, damages, losses, liabilities, costs, fines, penalties and expenses (including reasonable legal fees) arising from your Content or use of the Platform; your violation of these Terms or any applicable law or regulation; your infringement of any third-party rights; your use or misuse of any Platform features, including AI tools and Digital Assets; any dispute between you and other Users; any regulatory non-compliance or breach of applicable laws; any failure to pay applicable taxes or meet reporting obligations; any unauthorized access to or use of your account; and any breach of your representations or warranties under these Terms.

21. General

• 21.1. If any aspect of your agreement with us is unenforceable, the rest will remain in effect.
• 21.2. If we fail to enforce any aspect of your agreement with us, it will not be a waiver.
• 21.3. We, each Subsidiary, and our employees, owners, representatives, and agents reserve all rights not expressly granted to you.
• 21.4. No implied licenses or other rights are granted to you in relation to any part of SUBBD, save as expressly set out in the Terms of Service.
• 21.5. Agreeing to our Terms of Service and using SUBBD does not create an agency, partnership, joint venture, franchisor-franchisee, representative, fiduciary, or employee–employer relationship. You do not have authority to bind us or any Subsidiary in any manner.
• 21.6. Your agreement with us does not give rights to any third parties, except that each Subsidiary and our employees, owners, representatives, and agents may enforce the exclusions and limitations of liability and the terms relating to disputes in our Terms of Service.
• 21.7. You cannot transfer, assign, or subcontract your rights or obligations under any agreement with us.
• 21.8. Our rights and obligations under your agreement with us can be assigned or transferred by us to others. We may delegate the performance of any of our obligations under your agreement with us to any third-party.
• 21.9. The Terms of Service form the entire agreement between us and you regarding your access to and use of SUBBD, and supersede any and all prior oral or written understandings or agreements between us and you.
• 21.10. If you have a complaint about SUBBD, refer to our Complaints Policy and our Appeals Policy. If you wish to communicate with us about SUBBD or our Terms of Service, please email our customer support.

22. Choice of Law and Disputes

• 22.1. For Consumers:
  • (a) Choice of law: To the greatest extent permitted by the laws of the place where you live, your agreement with us is governed by the laws of [Cyprus], which will apply to any claim arising out of or in connection with your agreements with us or your use of SUBBD including non-contractual disputes or claims. You may also rely on mandatory rules of the law of the country where you live.
  • (b) Forum selection: The courts of [Cyprus] will have jurisdiction over any claim which arises out of or in connection with your agreement with us or your use of SUBBD (including non-contractual disputes or claims).
  • (c) For United States residents, the courts of Delaware will have jurisdiction over any claim that is exclusively against [US ENTITY], a wholly-owned subsidiary of [COMPANY].
• 22.2. For Business Users:
  • (a) Choice of law: If you are a Business User, your agreement with us is governed by the laws of [Cyprus], which will apply to any dispute arising out of or in connection with your agreement with us or your use of SUBBD including non- contractual disputes or claims without regard to conflict of law provisions.
  • (b) Forum selection: If you are a Business User, you and we agree that the courts of [Cyprus] will have jurisdiction over any claim which arises out of or in connection with your agreement with us or your use of SUBBD (including non- contractual disputes or claims).
• 22.3. Limitation period for bringing claims: Except where prohibited by applicable law, any claim or cause of action against us or any Subsidiary must be filed within the earlier of one year after the date on which such claim or cause of action arose or the date on which you learned or should have learned of the facts giving rise to the cause of action, or that claim is expressly waived and cannot be brought.
• 22.4. You agree to notify us prior to bringing any cause of action and, if we request it, to submit any dispute to pre-suit mediation. This provision is a material inducement to allow you to use SUBBD.
• 22.5. If you are a User and commence proceedings against us or any Subsidiary, we reserve the right to terminate your account to minimise the risk of potential harm to SUBBD, to us, and to our community.
• 22.6. All documents initiating proceedings must be served in accordance with the laws of [Cyprus]. We do not accept service in any other manner.
• 22.7. Failure to comply with the requirements of this section is a material breach of the Terms of Service.

23. SUBBD Platform Risk Disclosures

• 23.1. Platform Technology Risks: You expressly acknowledge that the Platform incorporates advanced technologies including artificial intelligence systems and blockchain infrastructure that carry inherent risks and uncertainties. Despite our implementation of security measures and regular system audits, the Platform's AI systems may produce unexpected results, generate inconsistent content, or experience performance variations. The AI Personal Assistant and AI Creator features involve sophisticated voice cloning and personality replication technologies that may produce outputs of varying quality or accuracy. You understand that AI-generated content may contain unintended elements or artifacts, and system availability may be affected by processing conditions, training data limitations, or technical constraints.
• 23.2. AI Creator Risks: The creation and operation of AI Creators through the Platform involves specific risks that you expressly accept. AI Creators may not perform consistently or may generate content that requires human review or modification. The market value and earning potential of AI Creators can fluctuate significantly based on various factors including user engagement, content quality, and market conditions. You acknowledge that successful monetisation of AI Creators requires active management and there is no guarantee of financial returns. The personality traits and content generation capabilities of AI Creators may evolve or change as underlying AI systems are updated.
• 23.3. Digital Asset Risks: The Platform's integration of the $SUBBD token, SUBBDkeys, and other digital assets exposes users to cryptocurrency-related risks. The value of these digital assets can experience extreme volatility and may decrease substantially or become worthless. Market liquidity may be limited, affecting your ability to buy, sell, or transfer assets at desired prices. Smart Contract operations are irreversible and may be subject to network delays, increased transaction costs, or technical failures. You acknowledge that lost private keys, unauthorised wallet access, or Smart Contract vulnerabilities could result in permanent loss of digital assets.
• 23.4. Creator Monetisation Risks: The Platform's creator monetisation features carry inherent financial risks. Creator earnings may fluctuate based on subscriber engagement, market conditions, and platform performance. The conversion of earnings between fiat currency and digital assets involves exchange rate risk. Subscription and content payments made through Smart Contracts are typically irreversible and may be affected by blockchain network conditions. You acknowledge that regulatory changes may impact payment methods, token functionality, or monetisation features.
• 23.5. Regulatory and Compliance Risks: The regulatory framework for AI-generated content, digital assets, and content monetisation continues to evolve. Changes in laws or regulations may adversely affect Platform operations, token utility, or content restrictions in certain jurisdictions. The Platform's features may be modified or restricted to comply with regulatory requirements. The tax treatment of earnings from AI-generated content, token rewards, and digital asset transactions remains subject to clarification in many jurisdictions. You acknowledge that regulatory actions could impact the availability of Platform features or the value of digital assets.

24. SUBBD Token and Cryptocurrency Specific Risks

• 24.1. The following additional risk disclosures specifically relate to the $SUBBD token and cryptocurrency operations on the Platform. By acquiring or using $SUBBD tokens or engaging in any cryptocurrency transactions through the Platform, you expressly acknowledge and accept these risks.
• 24.2. Market and Value Risks. The $SUBBD token and other cryptocurrencies traded on the Platform are subject to extreme market volatility and risk. The value of these digital assets can experience significant fluctuations over short periods and may become worthless. Past performance does not indicate future results. No guarantees are made regarding token value, market liquidity, or trading availability. The Platform's success, market conditions, regulatory changes, technological advancement, and other factors may significantly impact token value.
• 24.3. Token Functionality Risks. The utility and functionality of $SUBBD tokens within the Platform ecosystem may change over time. Features including staking, governance rights, reward mechanisms, and content access functionality may be modified or discontinued. Token utility may be affected by technical updates, regulatory requirements, or business decisions. No guarantees are made regarding the continued availability of any specific token functionality or benefit.
• 24.4. Staking and Reward Risks. Participation in token staking programs or reward mechanisms carries inherent risks. Staking rewards are not guaranteed and rates may vary. Staked tokens may be subject to lock-up periods during which they cannot be transferred or traded. Smart Contract errors or technical issues may affect reward distributions or staking calculations. Changes to reward mechanisms may occur without notice.
• 24.5. Trading and Liquidity Risks. The trading of $SUBBD tokens may be limited by market liquidity, exchange availability, or regulatory restrictions. You may be unable to sell or transfer tokens at desired prices or times. Trading volumes may be insufficient to support efficient price discovery. The number of trading pairs or available exchanges may be limited. Token trading may be suspended or discontinued on third-party exchanges without notice.
• 24.6. Technical and Operational Risks. Cryptocurrency operations involve technical risks including but not limited to: blockchain network congestion; increased transaction fees; delayed or failed transactions; Smart Contract bugs or vulnerabilities; wallet compatibility issues; and network forks or upgrades. The Platform's cryptocurrency infrastructure may experience downtime or require maintenance that affects token functionality.
• 24.7. Regulatory and Compliance Risks. The regulatory status of the $SUBBD token and cryptocurrency operations may change. New regulations may impact token utility, transferability, or legal status. Cryptocurrency transactions may be subject to existing or future regulations regarding securities, commodities, banking, tax, or other areas of law. Regulatory actions may require modifications to token functionality or Platform operations.
• 24.8. Custody and Security Risks. You are solely responsible for secure storage of cryptocurrencies and private key management. Lost or stolen private keys cannot be recovered and will result in permanent loss of tokens. Wallet security breaches, phishing attempts, or other unauthorised access may result in loss of funds. The Platform cannot reverse unauthorised transactions or recover lost cryptocurrencies.
• 24.9. Tax and Reporting Obligations. Cryptocurrency transactions may have tax consequences in your jurisdiction. Token acquisitions, disposals, staking rewards, and trading activities may be subject to capital gains, income, or other taxes. You are solely responsible for determining applicable tax obligations and maintaining appropriate records. Tax laws and guidance regarding cryptocurrency transactions continue to evolve.

25. Additional Liability Limitations

• 25.1. Platform Warranty Disclaimer. The Platform and all its features, including but not limited to AI systems, Digital Assets, and content management tools, are provided "as is" and "as available" without warranty of any kind. We expressly disclaim all warranties, whether express, implied, or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, reliability, security, or uninterrupted access. You acknowledge that your use of the Platform is at your sole risk.
• 25.2. AI Feature Limitations: In addition to other liability limitations contained in these Terms, we expressly disclaim all liability for damages or losses arising from the use of the Platform's AI features. This includes, without limitation, any damages resulting from: AI Personal Assistant interactions or decisions; AI Creator performance or earnings; AI-generated content quality or appropriateness; voice cloning or personality replication accuracy; content moderation decisions made by AI systems; and modifications or restrictions to AI features. We shall not be liable for any business losses, reputation damage, or missed opportunities related to AI feature performance or availability.
• 25.3. Digital Asset Limitations: We shall not be liable for any damages or losses arising from digital asset operations on the Platform, including: Smart Contract execution or failures; network fee fluctuations; transaction delays or irreversibility; token value fluctuations; staking rewards or calculations; wallet compatibility issues; or private key management. This limitation applies to all Platform-related digital asset transactions, including but not limited to: $SUBBD token operations, SUBBDkey minting or trading, subscription payments, and creator earnings distributions.
• 25.4. Content Monetisation Limitations: The Platform disclaims all liability for damages related to creator monetisation features, including: earnings calculations or distributions; payment processing delays; currency conversion rates; subscription payment processing; Smart Contract payment execution; and changes to monetisation features or restrictions. We shall not be liable for any claims arising from content access issues, subscription disputes, or payment processing failures.
• 25.5. Platform Operation Limitations: We shall not be liable for any damages resulting from: Platform performance or availability; AI system modifications or updates; blockchain network conditions; third-party service integrations; data loss or corruption; account restrictions or terminations; or changes to Platform features or functionality. This limitation applies regardless of whether damages arise from system errors, user actions, or external factors affecting Platform operations.
• 25.6. These limitations of liability shall apply to the maximum extent permitted by applicable law, regardless of whether we have been advised of or should have been aware of the possibility of such damages. Nothing in these Terms shall limit our liability for death or personal injury arising from our negligence, or for fraud or fraudulent misrepresentation.

26. Geographic Restrictions and Regulatory Compliance

• 26.1. Platform Access and Restrictions. The Platform maintains sole discretion to restrict or prohibit access from any jurisdiction. We proactively block access from territories where Platform activities may be restricted or prohibited by law. You acknowledge that features, content, and services may vary by jurisdiction based on local legal requirements.
• 26.2. User Obligations. By accessing the Platform, you represent and warrant that:
  • (a) your use complies with all applicable laws in your jurisdiction;
  • (b) you are not accessing the Platform from a restricted territory;
  • (c) you are not using technological measures to circumvent geographic restrictions;
  • (d) you will cease Platform use if you relocate to a restricted territory; and
  • (e) you will comply with all applicable regulatory requirements including data protection, privacy, tax, and financial services laws.
• 26.3. Additional Requirements. The Platform may implement jurisdiction-specific requirements including:
  • (a) enhanced user verification procedures;
  • (b) content access limitations;
  • (c) payment method restrictions;
  • (d) Digital Asset transaction controls; and
  • (e) additional compliance measures as required by applicable laws.
• 26.4. Enforcement. We may suspend, terminate, or restrict your account if we reasonably believe:
  • (a) you are accessing from a restricted territory;
  • (b) your use violates local laws or regulations; or
  • (c) continued access creates legal or regulatory risk for the Platform.
• 26.5. Liability and Compliance. You acknowledge and agree that:
  • (a) you are solely responsible for compliance with local laws and regulations;
  • (b) the Platform bears no liability for your violation of local requirements;
  • (c) we make no representations about service availability across jurisdictions;
  • (d) account termination due to geographic restrictions does not entitle you to compensation; and
  • (e) you will indemnify the Platform against any claims arising from your non-compliance with local laws.